Public liability or BRCA licence

[super gripper]

So who is breaking the law ? If you run your car in a public place without the owners permission you are not covered by their insurance ! Who has their own public liability insurance? I have a BRCA licence which covers me up to 2 million quid but I am still not covered if I do not have the permission of the land owner. I race so need the licence anyway.

[Foxone]

I'm Foxone... nobody gonna catch me.......!

[tamiya monkey]

We try to stick away from folk when possible, I considered BRCA but having no track or club locally that we can run our tamiya's for fun it didn't seem worthy, and like you pointed out there insurance is limited to mainly tracks and clubs.

[Chasm]

What a world we live in now, where we have to worry about such things!

[super gripper]

this is a quote straight from the BRCA handbook. ''The Fun User'' - You may be thinking 'I don't race therefor I have no problem', please think again. Tracks have to have a barrier / fence so the cars are restrained from getting to the public and visa versa, driving one in the park has no safety features. There is nothing to stop the people who haven't seen or heard what you are doing. This is probably why there are more accidents involving relatively slow but quiet, electric cars than the noisy, i.c. cars. In this kind of situation it is always the responsibility of the user, you are directly responsible for your car, and your car's actions. So I am covered, or am I ?? who know more about this ??

[speedy_w_beans]

Wouldn't the higher ground be to accept responsibility for your mistakes instead of worrying about coverage?

[XV Pilot]

Wouldn't the higher ground be to accept responsibility for your mistakes instead of worrying about coverage?

It would be, but sadly we live in a society with a strong compensation culture, rife with no-win-no-fee personal injury lawyers just waiting to try to take you to the cleaners even if you weren't in the wrong at all. It is unfortunate, but in such a society, having insurance is very wise.

[94eg!]

RC car insurance?!?!?! I thought the US was the leader in frivolous law-suits...

[djmcnz]

If you run your car in a public place without the owners permission you are not covered by their insurance!

Most public places are owned by the crown/government and I don't think they'd have a procedure for granting basic recreational allowances in such places. I don't think you "need to get the owners permission" as such for a public place. And even if you did I don't imagine this would change the insurance situation much.

It's just like riding a bicycle in a park, if you ride into and injure someone there are procedures for this. Some countries (e.g. NZ) have social accident insurance for this, others like the US require personal liability insurance for coverage.

I thought the UK had basic accident insurance?

Negligence is of course a different discussion.

[bromvw]

Sad to say it but Supper Gripper is correct . Insurance is very advisable if you run any form of rc in a public space . This applys to all land , air and water rc . Just imagine the potential damage a out of control nitro aircraft could do . Personally i dont have insurance for running my various cars but i am extremely carefull about using them when in local parks ect . If there are too many people in the area or young children i shut down and find another location . Just use common sence and respect others but be warned of the potental to have the butt sued off you if things go wrong .

[djmcnz]

Sad to say it but Supper Gripper is correct . Insurance is very advisable if you run any form of rc in a public space . This applys to all land , air and water rc . Just imagine the potential damage a out of control nitro aircraft could do . Personally i dont have insurance for running my various cars but i am extremely carefull about using them when in local parks ect . If there are too many people in the area or young children i shut down and find another location . Just use common sence and respect others but be warned of the potental to have the butt sued off you if things go wrong .

So, in the UK, if for example you're riding in a public park and accidentally crash your bicycle into someone and they are injured...

1. Is their medical care covered by the government?

2. Can they sue you?

I thought it was (1)yes+(2)no? Am I wrong?

[Sayer]

*shrug* I run in empty parking lots after everyone's left work or on weekends when no cars are there anyway so the only person I'm likely to injure is myself

[dyahipfakta]

Aslong as the truck and you are fast it shouldn't be a problem. Just need brushless power and good trainers. Lol

[super gripper]

So, in the UK, if for example you're riding in a public park and accidentally crash your bicycle into someone and they are injured...

1. Is their medical care covered by the government?

2. Can they sue you?

yes they can sue you

I thought it was (1)yes+(2)no? Am I wrong?

yes they can sue you

[alfagta]

my brca membership lapsed over a year ago , i really should get it renewed but i only drive my cars on private land now so its really not necessary for me at the moment , however, there is a nice big park right next to my new workshop that is begging for use with the fast 2wd buggies so i will have to at some point , especially considering over a kilo of rc car doing over 50mph could do some serious damage

[djmcnz]

yes they can sue you

Oh dear. What is the world coming to when you can be held liable for an accident that doesn't involve negligence? Social interaction and simple coexistence (going outside) necessitates accepting the risk of accidents. How can any reasonable population allow such legislation?

Little Brittan is becoming Little America.

[bromvw]

Oh dear. What is the world coming to when you can be held liable for an accident that doesn't involve negligence? Social interaction and simple coexistence (going outside) necessitates accepting the risk of accidents. How can any reasonable population allow such legislation?

Little Brittan is becoming Little America.

THATS nothing . Have you not heard of the crash for cash scams ? The lead car deliberately brakes so hard that you run into it , the car behind you runs into you . Both claim whip lash compensation and you get the blame . The scam is that they have staged the whole incident . Very common now in the UK .

[Psylence]

THATS nothing . Have you not heard of the crash for cash scams ? The lead car deliberately brakes so hard that you run into it , the car behind you runs into you . Both claim whip lash compensation and you get the blame . The scam is that they have staged the whole incident . Very common now in the UK .

This is the reason why I put a big scary steel bumper on the front of my Toyota. The last time someone tried to brake check me they swtched to the gas pedal in a **** hurry when they saw what was bearing down on them. And the giant metal tow hook in the trailer hitch is for people who like to tailgate...

[wolfdogstinkus]

My old beetle used to shoot flames from the exhaust, that kept the tailgaters away. great until you have a petrol leak.

[super gripper]

I didn't think many people would take this seriously.

running your r/c car in the wrong place is not a good idea.

How about some organised TC events to keep us off the street

[wolfdogstinkus]

Don't get me wrong I appreciate running cars in the street could cause a 1/1 car accident and the speeds some of my cars are hitting 40mph+, that could easily cause a broken ankle if it hit someone. I do run my cars away from people, although I have been known to tease dogs in the local park.

More TC events would be great.

[XV Pilot]

They would indeed. Any idea if we'll be having one this year? I missed the last one due to work commitments which (annoyingly) took me to within a few miles of the venue. The frustration...

[tamiya monkey]

I would join the BRCA today if there were any off-road clubs within a reasonable distance, i have to run on waste ground and we do run at the beach, but in the afternoons when there's no one about, its a crazy world we live in for sure.

[super gripper]

I would join the BRCA today if there were any off-road clubs within a reasonable distance, i have to run on waste ground and we do run at the beach, but in the afternoons when there's no one about, its a crazy world we live in for sure.

You might find this map useful then, there are lots of clubs near you.

http://batchgeo.com/...e59f00311e62cdc

just depends how far you are willing to travel.

[berman]

I am not sure if we have any type of insurance at our tracks here, I have a feeling it might fall into the "motorsport is dangerous, enter at your own risk" senario, but I would have to check. I certainly never had any 'public liability insurance' myself when racing and have never had such a thing out when running in local parks etc.

I have had some kids running around once when I had my baja 5B out. I stopped the baja and got each of the kids to pick it up to feel how heavy it is (13kgs est). And asked them (nicely of course) to imagine what would happen if it hit their legs. I told them I would hate to put any of them in hospital and I would also get in big big trouble. So if they want to see it go, they would have to stand behind me.